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Terms & Conditions

Effective Date: February 15, 2020

Terms of Service

PLEASE READ THIS AGREEMENT CAREFULLY. IT SETS FORTH THE LEGALLY BINDING TERMS AND CONDITIONS FOR YOUR USE OF THE SITE AND SERVICES PROVIDED BY REVIEWSGIZMO. THESE TERMS REQUIRE YOU ARBITRATE ANY DISPUTES YOU HAVE WITH US AND YOU WAIVE THE ABILITY TO BRING CLAIMS AGAINST US IN A CLASS ACTION.

By accessing, browsing, or using any of Reviews Gizmo (“Reviews Gizmo,” or “us,” or “we,” or “our”) Services, as defined below, you agree to comply with and be bound by these Terms of Service (“Terms of Service”), our Privacy Policy, and Reviews Gizmo Content Standards (as set forth below). These Terms of Service apply to all of our internet properties, including, without limitation www.reviewsgizmo.com (the “Site”); mobile websites, microsites, mobile applications, or other online service where these Terms of Service are posted or accessible; Reviews Gizmo’s profiles on any social media site; any short message service (“SMS”) program or other program*, contest, sweepstakes, campaign, or service hosted by us (“Campaign”); all other services we provide (including all of the associated content, functionalities, and advertising) on any platform, whether via computer, mobile, e-reader, tablet or other device used to access the Site or to participate in any Campaign; and any other digital services or properties operated or used by Reviews Gizmo from time to time (collectively referred to as the “Services”). These Terms of Service apply whether or not you are registered with the Site. All references to “you” or “your,” as applicable, mean the person who accesses, browses, and/or uses the Site or the Services in any manner. Please carefully read these Terms of Service, as well as the Reviews Gizmo Privacy Policy.

If you do not agree to the Terms of Service, Reviews Gizmo Content Standards and Reviews Gizmo Privacy Policy, you must immediately terminate use of the Services. The Services are available only to individuals who can enter into legally binding contracts under applicable law. By accessing, browsing or using the Services you represent and warrant that you are able to enter into a legally binding contract under applicable law.  

Changes to the Terms of Service

We may revise and update these Terms of Service from time to time at our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Services thereafter. Your use of the Services signifies your acceptance of all the terms and conditions posted at the time of your use. You will be responsible for regularly reviewing the Terms of Service posted to the Services so you are aware of any changes, as they are binding on you. No revisions to these Terms of Service, including dispute resolution provision set forth below, shall apply to a controversy or claim of which a party had actual notice on or before the date of any such revision.

Reviews Gizmo Policies; Additional Terms and Conditions

Reviews Gizmo Privacy Policy and Reviews Gizmo Content Standards, as well as other additional terms and conditions applicable to certain portions of the Services (collectively “Additional Terms and Conditions”) are incorporated herein by reference. To the extent that there is a conflict between these Terms of Service and any Additional Terms and Conditions for the activity in which you choose to participate, the Additional Terms and Conditions shall govern.

Accessing the Services and Account Security

We reserve the right to withdraw or amend the Services, and any service or material we provide on the Services, in our sole discretion without notice. We will not be liable if for any reason all, or any part, of the Services is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Services or the Site, or to the entire Services or Site, from users.  We also reserve the right to deny access to any person who violates these Terms of Service. We may update the content on the Services or Site from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Services may be out of date at any given time, and we are under no obligation to update such material.

You are responsible for:

  • Making all arrangements necessary for you to have access to the Services.
  • Ensuring that all persons who access the Services through your internet connection are aware of these Terms of Service and comply with them.

Registration and Security

To access the Services or some of the resources they offer, you may be asked to register or subscribe and provide certain information about yourself, which may include creating login credentials by providing an email address to us and selecting a username and password. You agree to provide us true, correct, current and complete information at the time of registration, and to also update this information so that it remains true, current and complete. Any sign-in and registration information you provide to us or we receive from a third party (for e.g., Facebook, Amazon, Google, etc.) is our information to use as we see fit.

Each login is for a single user only. You are not allowed to share or disclose your login credentials with any other user or person. You agree to be responsible for maintaining the confidentiality of your username and password. You agree to immediately notify us (at support@reviewsgizmo.com) of any unauthorized access to or use of your username or password, any breach of security or breach of these Terms of Service. You also agree to ensure that you exit from your account and/or internet browser at the end of each session. We may cancel or suspend your access to the Services if you share your credentials with anyone other than us.

You will be responsible for all usage and activity on your account, including use of the account by any third party allowed by you to use your login credentials (although such use is not permitted by these Terms), and for all charges for any goods or services. You are also responsible for all statements made or materials posted under your account, including liability for harm caused by such statements or materials. You may not transfer, sell, or otherwise assign your rights or obligations under these Terms of Service.

You must be 13 years or older and a current resident of the United States of America to use the Services.

Any fraudulent, abusive, or otherwise illegal activity may be grounds for termination of your account, at our sole discretion, and we may refer you to appropriate law enforcement agencies. We have the right to disable any username, password or other identifiers, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Service.

Privacy Policy

For information about Reviews Gizmo’s data protection practices and our use and protection of personal information, please read Reviews Gizmo’s Privacy Policy.  All information we collect on the Services and all information you provide to register with the Services or otherwise, including but not limited to through the use of any interactive features on the Services or Site, is governed by Reviews Gizmo’s Privacy Policy. By using the Services, you consent to all actions taken by us with respect to your information.

Intellectual Property Rights

The content of the Services includes all information, content, services, and software displayed on, transmitted through, or used in connection with the Services and includes, without limitation, (i) Reviews Gizmo’s trademarks, service marks, logos, brands, and brand names, trade dress and trade names and other distinctive identification (collectively “Reviews Gizmo Marks”); (ii) information, data, materials, interfaces, computer code, databases, products, services, software applications, and tools, texts, images, photographs, audio and video material, including podcasts, and artwork; and (iii) the design, structure, selection, arrangement, compilation, assembly, coordination, expression, functionalities, applications, look and feel, and arrangement of any content contained in or available through the Services (the items identified in subsections (i) through (iii) shall be collectively referred to herein as “Reviews Gizmo Content”). Reviews Gizmo Content is the property of the Reviews Gizmo, its licensors, sponsors, partners, advertisers, content providers or other third parties and is protected by law including, but not limited to, the United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. Except as permitted in the “License Grant” section below, the use, reproduction, transmission, distribution, sale, publication, broadcast, circulation, or dissemination of Reviews Gizmo Content by you, or by you through any other person or entity, for any purpose other than as expressly provided for on the Site or in the Services or as permitted in these Terms of Service is prohibited unless express written consent is separately obtained from the Reviews Gizmo, or owner of such content if Reviews Gizmo is not the owner. Any use of Reviews Gizmo Marks without Reviews Gizmo’s express written consent is strictly prohibited. You may not alter, delete, obscure, or conceal any copyright or other notices appearing in Reviews Gizmo Content, including any such notices appearing on Reviews Gizmo Content you are permitted to use, download, transmit, display, print, or reproduce from the Services.

License Grant

You are granted a personal, revocable, limited, non-exclusive, non-transferable license to access, browse, and use the Services online, conditioned on your continued acceptance of, and compliance with, these Terms of Service and Reviews Gizmo’s Privacy Policy. You may use the Services and Reviews Gizmo Content for your non-commercial personal use and for no other purpose. Reviews Gizmo reserves the right to bar, restrict or suspend any user’s access to the Services, and/or terminate this license at any time for any reason. Reviews Gizmo reserves any rights not explicitly granted in these Terms of Service.

License Restrictions

Unless otherwise expressly stated in these Terms of Service or you receive Reviews Gizmo’s prior written consent, you may not use, reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store or transmit Reviews Gizmo Content, except as follows:

  • Your computer may temporarily store copies of such Reviews Gizmo Content in RAM incidental to your accessing and viewing it.
  • You may store files that are automatically cached by your Web browser for display enhancement purposes.
  • You may print or download a reasonable number of pages of Reviews Gizmo Content for your own personal, non-commercial use, provided you do not remove Reviews Gizmo Marks, and you do not further use, reproduce, publicize or distribute Reviews Gizmo Content.
  • If we provide desktop, mobile, widget or other applications for download, you may download a single copy to each of your personal electronic devices solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.
  • If we provide social media features with certain content, you may take such actions as are enabled by such features.
  • You may retain SMS messages sent to and from us as a part of an SMS Campaign on your cellular device for your own personal, non-commercial use.

Without limitation, you must not:

  • Modify copies of Reviews Gizmo Content.
  • Use any illustrations, photographs, video or audio sequences or any graphics separately from the accompanying text.
  • Delete or alter any of Reviews Gizmo Marks or copyright, trademark or other proprietary rights notices from copies of Reviews Gizmo Content.

You must not access or use for any commercial purposes any part of the Site or any Services.

If you wish to make any use of material on the Services other than those set out in these Terms of Service, please address your request to: pr@reviewsgizmo.com.

If you print, copy, modify, download or otherwise use or provide any other person with access to any part of the Services in breach of the Terms of Service, your right to use the Services will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title or interest in or to the Services or any content on the Services is transferred to you, and all rights not expressly granted are reserved by Reviews Gizmo. Any use of the Services not expressly permitted by these Terms of Service is a breach of these Terms of Service and may violate copyright, trademark and other laws.

Prohibited Uses

You may use the Services only for lawful purposes and in accordance with these Terms of Service. You agree not to use the Services:

  • In any way that violates any applicable federal, state, local or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries).
  • For the purpose of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise.
  • To send, knowingly receive, upload, download, use or reuse any material which does not comply with Reviews Gizmo Content Standards incorporated into these Terms of Service.
  • To transmit, or procure the sending of, any advertising or promotional material without our prior written consent, including any “junk mail,” “chain letter,” “spam” or any other similar solicitation.
  • To impersonate or attempt to impersonate Reviews Gizmo, a Penny Hoarder employee, another user or any other person or entity (including, without limitation, by using email addresses (or screen names) associated with or intentionally similar to any of the foregoing).
  • To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Services, or which, as determined by us, may harm Reviews Gizmo or users of the Services or expose them to liability.
  • Inappropriately use, attempt to gain unauthorized access to, or attempt to interfere with the proper working of the Services, whether by manual process, automatic device, or otherwise.
  • From any geographic region other than the United States of America or from any location if you are not a resident of the United States of America at the time of use.

User Contributions

The Services may contain contests, sweepstakes, promotions, comment forms, discussion platforms, bulletin boards, forums, and other interactive features (collectively, “Interactive Services“) that may allow you to post content and communicate with others; this content may include text, images, photographs, audio, video, your name, likeness and any other information or material in connection with the material you’re provide, in any form (collectively, “User Contributions” or, singularly, a “User Contribution”). By using the Interactive Services, you represent that you have read and agree to abide by Reviews Gizmo Content Standards, which are incorporated by reference into these Terms of Service, and that by making a User Contribution you are consenting your submissions’ display and publication on the Site, in the Services, and in related online and offline materials, in accordance with these Terms of Service and Reviews Gizmo’s Privacy Policy. We may change or modify the Reviews Gizmo Content Standards at any time.

By making a User Contribution on, to, or through the Services, you give us the right to display such User Contribution on the Site and through affiliated publications and to distribute such User Contribution and use such content for any purpose. Specifically, you grant us, our affiliates, and designees, and each of their respective parents and subsidiaries royalty-free, irrevocable, perpetual, worldwide, exclusive, and fully sublicensable (through multiple tiers) right to use, reproduce, modify, adapt, publish, translate, sublicense (through multiple tiers), create derivative works from, incorporate into other works, distribute, perform, display, and otherwise exploit such content, in whole or in part in any form, media or technology now known or later developed for any purpose, including our commercial purposes, without attribution or compensation to you. By using the Interactive Services and/or making a User Contribution: (i) you acknowledge that Reviews Gizmo has put resources into providing the Interactive Services in reliance, in part, upon the rights to use and own the User Contributions; (ii) you agree that you have received adequate consideration for the rights you give Reviews Gizmo regarding your User Contribution; (iii) you agree that we can use your name, likeness and any other information in connection with our use of the User Contribution; (iv) you waive all moral rights with respect to any of your User Contributions; (v) you grant us the right to use your User Contribution and any material, idea, concept, know-how or technique contained in any communication you provide or otherwise submit to us for any purpose whatsoever, including, but not limited to, commercial purposes; and (vi) you understand and agree that you will not be paid or given anything else if Reviews Gizmo chooses to display or use your User Contribution in any way. All User Contributions are deemed non-confidential and non-proprietary.

You also grant each user of the Services a non-exclusive, perpetual license to access your User Contributions through the Services and to use, reproduce, distribute, display and perform such User Contributions as permitted through the functionality of the Services and under these Terms of Service, including after your termination of your account or the Services.

In consideration of your opportunity to use the Services to post User Contributions, you represent and warrant that:

  • You own or otherwise have all necessary rights in and to the User Contribution you provide and have the right to provide it to us and our affiliates and service providers, and each of their and our respective licensees, successors and assigns.
  • All of your User Contributions:
    • do and will comply with these Terms of Service;
    • are true and accurate;
    • do not infringe, misappropriate or violate any third party’s copyright, trademark, patent, literary, trade secret, privacy, publicity, proprietary or other rights;
    • do not contain information that identifies any person unless you have such person’s express written consent;
    • do not make unsubstantiated claims about any third party or its products or services or contain any slanderous, defamatory, obscene, pornographic, threatening and/or harassing comments;
    • do not endorse or sponsor any product, entity, or service in return for compensation, whether monetary or otherwise, without disclosing the fact of such compensation; and
    • comply with all applicable laws, rules, and regulations.

You understand and acknowledge that you are responsible for any User Contributions you submit or contribute, and you, not Reviews Gizmo, have full responsibility for such content, including its legality, reliability, accuracy, and appropriateness.

We are not responsible, or liable to any third party, for the fact, content or accuracy of any User Contributions submitted by you or any other user of the Services.

Ideas You Pitch to Us

If you share or pitch ideas, information, suggestions, proposals, invitations, instructions, or recommendations about the way we do business or about content like stories, photos, videos, and the like with Reviews Gizmo (hereinafter, a“Pitch”) via a User Contribution or otherwise, please keep in mind that it is subject to these Terms of Service, including, without limitation, the “Intellectual Property Rights” section above.

Moreover, unless we specifically tell you in writing that we want to move forward with your Pitch and that we agree to pay you a specific rate (or to link to your website) in writing, you are not entitled to any compensation for your Pitch. Additionally, we may already have ideas or plans in progress that are similar to yours, and we are not responsible for any similarities between your Pitch and our current or future content or actions; any such similarities are purely coincidental.

If you’re interested in contributing to Reviews Gizmo, please visit us at https://www.reviewsgizmo.com/contributor-guidelines/ for more information on how to submit your idea.

Monitoring and Enforcement

With respect to any User Contribution, we have the right to take any action we deem necessary or appropriate in our sole discretion, including if we believe that such User Contribution violates the Terms of Service, including Reviews Gizmo Content Standards, infringes any intellectual property right or other rights of any person or entity, threatens the personal safety of users of the Services or the public or could create liability for Reviews Gizmo.

Without limiting the foregoing, we have the right, but not the obligation, to monitor and take any action as set forth in these Terms of Service and Reviews Gizmo’s Privacy Policy, and to report any violation of these Terms of Service to government, regulatory or law enforcement authorities and to fully cooperate with any such request, any subpoena, court order, or legal process requesting or directing us to disclose the identity or other information of anyone posting any materials on or through the Services. YOU WAIVE AND HOLD HARMLESS REVIEWS GIZMO  AND ITS AFFILIATES, LICENSEES AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY REVIEWS GIZMO AND ANY OF THE FOREGOING PARTIES DURING OR AS A RESULT OF ITS INVESTIGATIONS AND FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY SUCH PARTIES OR LAW ENFORCEMENT AUTHORITIES.

Reviews Gizmo Content Standards

These content standards apply to any and all User Contributions and use of Interactive Services. User Contributions must in their entirety comply with all applicable federal, state, local and international laws and regulations with respect to your use of the Services and not interfere with the use and enjoyment of the Services by other users or with the use and enjoyment of the Services by other users or with our operation and management of the Services. You will, at all times, provide true, accurate, current, authorized, and complete information to us when submitting information or materials on the Services, including, without limitation, information required to be provided through any registration form on the Site or available through the Services. If any false, inaccurate, untrue, unauthorized or incomplete information is submitted to us by you, we reserve the right to terminate your access and use of the Services. You warrant you will not impersonate any other person or entity, whether actual or fictitious, when using the Services, or defame or otherwise harm any party through your use of the Services. If you make a User Contribution that includes a photo or video of a child or children under the age of 13, you affirm that you have written permission from that child’s parent or guardian to provide the photo or video. Without limiting the foregoing, you agree not to upload, download, post, email, transmit, or otherwise make available any content, including through any attachments thereto, that:

  • It contains any material which is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory or otherwise objectionable.
  • Promotes sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation or age.
  • Infringes any patent, trademark, trade secret, copyright or other intellectual property or other rights of any other person.
  • Violates the legal rights (including the rights of publicity and privacy) of others or contain any material that could give rise to any civil or criminal liability under applicable laws or regulations or that otherwise may be in conflict with these Terms of Service or Reviews Gizmo’s Privacy Policy.
  • Is likely or intended to deceive any person.
  • Promotes any illegal activity, or advocates, promotes or assists any unlawful act.
  • Causes or is likely to cause annoyance, inconvenience or needless anxiety or is likely to upset, embarrass, alarm or annoy any other person.
  • Impersonates any person, or misrepresents your identity or affiliation with any person or organization.
  • Involves commercial activities or sales, such as contests, sweepstakes, and other sales promotions, barter or unsolicited or unauthorized advertising.
  • Gives the impression that it emanates from or is endorsed by us or any other person or entity if this is not the case.
  • Contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment.
  • May cause harm or damage to the Services, you, us, or a third party.
  • That collects information, including personal information, from other users, or otherwise accesses the Services, using automated means (such as harvesting bots, robots, spiders, or scrapers) without our prior written permission.
  • Intentionally or unintentionally violates regulations promulgated by the U.S. Securities and Exchange Commission, any rules or any national or other securities exchange, including without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ, and any regulations having the force of law.

Copyright Infringement and Digital Millennium Copyright Act Notice and Procedure

Reviews Gizmo respects the intellectual property of others, and, particularly as to User Contributions, including, without limitation, user-generated content in comments, discussion boards or in other user-contributed content, as applicable; we ask our users to do the same. In accordance with the Digital Millennium Copyright Act (“DMCA”), the text of which may be found on the U.S. Copyright Office website at http://www.copyright.gov, Reviews Gizmo will respond expeditiously to clear notices of alleged copyright infringement that are reported to Reviews Gizmo’s designated copyright agent identified below. As part of our response, Reviews Gizmo will follow the procedures outlined herein and in the DMCA, and we may remove or disable access to material residing on the Site or available through the Services that is claimed to be infringing. We may also document notices of alleged infringement on which we act.

If we remove or disable access to allegedly infringing material, we will make a good-faith attempt to contact the person who submitted the affected material or content so that they may make a counter-notification in accordance with Sections 512(g)(2) and (3) of the DMCA.

Notice Requirements

For your notice of infringement to be valid under the DMCA, you must provide the following information, in writing:

  1. an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest;
  2. identification  of the copyrighted work or other intellectual property that you claim has been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
  3. a description of where the material that you claim is infringing is located on the Services (please provide a link, if possible);
  4. your address, telephone number, and email address, or other information reasonably sufficient to permit us to contact you;
  5. if possible, information sufficient to allow Reviews Gizmo to notify the owner/administrator of the allegedly infringing content;
  6. a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
  7. a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner’s behalf.

Notice for Claims of copyright or intellectual property infringement must  be sent to Reviews Gizmo’s DMCA Agent at the following mailing address or email address (email is preferred):

By mail:

Attn: Legal Counsel

1475 West Oak St, Suite 551

Zionsville, Indiana 46077

By email: legal@reviewsgizmo.com

Please note that you may be liable for damages (including costs and attorneys’ fees) if you materially misrepresent that material is infringing your copyrights. Accordingly, if you are not sure whether material available online infringes your copyright, we suggest that you first contact an attorney.

Repeat Infringers

In accordance with the DMCA and other applicable law, Reviews Gizmo has adopted a policy of terminating, in appropriate circumstances, accounts of any users of the Services who Reviews Gizmo considers repeat infringers.

Reliance on Information Posted

Reviews Gizmo Content is made available solely for general information purposes, is generic in nature, is not intended as individual advice and is not financial or legal advice. We do not warrant the accuracy, completeness or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on Reviews Gizmo Content by you or any other visitor to the Site or other Services platforms, or by anyone who may be informed of any of its contents. Reviews Gizmo shall not be obligated to correct or update the Services or the Reviews Gizmo Content and shall not be liable for omissions, typographical errors, or out-of-date information which may appear in the Services.

Linking to the Site and Social Media Features

You may link to our Site, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval, promotion or endorsement on our part unless you first obtain our express written consent.

The Site may provide certain social media features that enable you to:

  • Link from your own or a certain third-party website to certain content on the Site.
  • Send e-mails or other communications with certain content, or links to certain content, on the Site.
  • Cause limited portions of content on the Site to be displayed or appear to be displayed on your own or certain third-party website.

You may use these features solely as they are provided by us and solely with respect to the content they are displayed with and otherwise in accordance with any additional terms and conditions we provide with respect to such features, including the host sites’ terms of use.

Subject to the foregoing, you must not:

  • Establish a link from any website that is not owned by you.
  • Otherwise, take any action with respect to the materials on the Site that is inconsistent with any other provision of these Terms of Service or the Reviews Gizmo’s Privacy Policy.

The website from which you are linking, or on which you make certain content accessible, must comply in all respects with Reviews Gizmo Content Standards set out in these Terms of Service.

You agree to cooperate with us in causing any unauthorized framing or linking immediately to cease. We reserve the right to withdraw linking permission without notice.

We may disable all or any social media features and any links at any time without notice at our discretion.

Third-Party Information; Links from the Services

If the Services contain or use materials, information, products, and services provided by third parties, any such information, including but not limited to, articles, opinions, offers, advice, statements, services, or other information made available by third parties such as content providers and other users of the Services, are those of the respective third party and not of the Reviews Gizmo or its affiliates. Reviews Gizmo makes no representation with respect to, nor does it guarantee or endorse, the quality, non-infringement, accuracy, completeness, timeliness, or reliability of such third-party materials, information, services or products. We are not responsible, or liable, to you or any third party, for the content or accuracy of any material provided by any third party, including advertisers. Links to other sites and resources provided by third parties, including links contained in advertisements, banner advertisements, and sponsored links,  are provided for your convenience only. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them. You access any of the third-party websites linked to the Services entirely at your own risk and subject to the terms and conditions of use for such a website. The appearance of third-party links on the Site or in the Services is not intended to endorse any particular company or product. Without limiting any of the foregoing, see the Reviews Gizmo’s Privacy Policy for additional information about third parties and how they may collect and use your information.

Advertisers

The Services may contain advertisements. The inclusion of advertisements in the Service does not imply endorsement of the advertised products or services. Reviews Gizmo shall not be responsible for any loss or damage of any kind incurred as a result of the presence of such advertisements in the Services.

Geographic Restrictions

Reviews Gizmo is based in the state of Indiana in the United States. We provide the Services for use only by individuals while they are physically located in geographic regions outside of the European Union (“EU”). We make no claims that the Services, the Site, or any of their content is accessible or appropriate outside of the United States. Access to the Services may not be legal by certain persons or in certain countries. If you access the Services from outside of the United States, you do so on your own initiative and are responsible for compliance with local laws. Additionally, by using the Services and agreeing to the Terms of Service, you also agree to indemnify Reviews Gizmo for any damages caused or related to your use of the Services from outside the United States.

Additional Terms and Conditions for SMS Campaigns (“SMS Terms”)

Subject to and without limiting any of the foregoing, the following terms and conditions apply to any SMS Campaign conducted by Reviews Gizmo:  

  • Message and data rates may apply for any messages sent to you from us or our affiliates and to us or our affiliates from you. If you have any questions about your text plan or data plan, you should contact your wireless provider.
  • When you opt-in to the SMS Campaign, we will send you an SMS message to confirm your signup. By opting in, you are authorizing Reviews Gizmo and/or its affiliates to deliver recurring marketing messages to you using an automatic telephone dialing system. You are not required to opt-in as a condition of purchasing any property, goods, or services.
  • You can cancel this service at any time. Just reply “STOP” to opt-out and cancel the service. After you send the message “STOP” to us, we will send you a reply message to confirm that you have been unsubscribed. After this, you will no longer receive messages from us. If you want to join an SMS Campaign again, just sign back up and we will start sending messages to you once more.
  • For help at any time, simply reply HELP or email us at support@reviewsgizmo.com.
  • If you want to check to be sure we are able to deliver messages to your mobile phone carrier, email us at support@reviewsgizmo.com

By signing up for an SMS Campaign, you are agreeing to the Terms of Service, the SMS Terms, and our Privacy Policy. If you have any questions regarding privacy, please read our Privacy Policy.

Disclaimer of Warranties

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Site or other platforms used in the Services will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. WE ARE NOT LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT OR AFFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE SITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON THE SITE, OR ON ANY WEBSITE LINKED TO THE SITE.

YOUR USE OF THE SERVICES, ITS CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES IS AT YOUR OWN RISK. THE SERVICES, THEIR CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF THE SERVICES. WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE COMPANY REPRESENTS OR WARRANTS THAT THE SERVICES, THEIR CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES  WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THE SERVICES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SERVICES WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Limitation on Liability

IN NO EVENT WILL REVIEWS GIZMO, ITS AFFILIATES OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE SITE OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE, THE SERVICES OR OTHER LINKED WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT OR OTHERWISE, EVEN IF FORESEEABLE.

IN THE EVENT YOU ARE DISSATISFIED WITH, OR DISPUTE, THESE TERMS OF SERVICE, THE SITE, THE SERVICES AND/OR REVIEWS GIZMO CONTENT, YOUR SOLE AND EXCLUSIVE REMEDY IS TO TERMINATE YOUR USE OF THE SITE AND/OR THE SERVICES, EVEN IF THAT RIGHT OR REMEDY IS DEEMED TO FAIL OF ITS ESSENTIAL PURPOSE. YOU CONFIRM THAT REVIEWS GIZMO HAS NO OTHER OBLIGATION, LIABILITY OR RESPONSIBILITY TO YOUR OR ANY OTHER PARTY.

THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Indemnification

To the fullest extent permitted by law, you agree to defend, indemnify and hold harmless Reviews Gizmo, if applicable, its parent, subsidiaries, affiliates, licensors and service providers, and its and each of their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against all claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys’ fees) arising out of or relating to your User Contribution, violation of these Terms of Service or your use of the Services in any way, including, but not limited to, making a Pitch, any use of the Services other than as expressly authorized in these Terms of Service (including, without limitation, using the Services from outside of the United States or as a resident of any region other than the United States) or your use of any information obtained from the Services. We reserve the right, at our own expense, to assume the exclusive defense and control of such disputes, and in any event, you will cooperate with us in asserting any available defenses.

Dispute Resolution

By using the Services, you agree that Reviews Gizmo has the right to submit any controversy or claim (a “Dispute”) that either party may have against the other to non-binding mediation before you can initiate any lawsuit. If Reviews Gizmo chooses to submit a Dispute to mediation, the parties shall equally share in paying for the costs of the mediator, but the parties agree to pay their own attorney fees and costs prior to and at the mediation.

If mediation is unsuccessful, or if Reviews Gizmo chooses not to mediate, Reviews Gizmo can do any of the following with regard to a Dispute: (i) submit the Dispute to binding arbitration in accordance with the rules of the American Arbitration Association, then in effect; (ii) compel arbitration (if you initiate a legal proceeding); or (iii) file, defend or otherwise participate in a lawsuit regarding the Dispute, without arbitrating. The prevailing party in any arbitration or litigation shall be entitled to recover reasonable attorneys’ fees and costs (except for arbitrator costs). Notwithstanding anything else contained herein, Reviews Gizmo shall be entitled to seek injunctive or equitable relief at any time in the state or federal courts in Boone County, Indiana, and any other court with jurisdiction over the parties.

In the event that a Dispute is arbitrated, you understand and agree: there is no judge or jury in arbitration and review is limited; the arbitrator’s decision and award is final and binding, with limited exceptions; judgment on the award may be entered in any court with jurisdiction; if an in-person hearing is required as part of an arbitration proceeding initiated or allowed by Reviews Gizmo, then it will take place in Boone County, Indiana (however, the parties may mutually agree on an alternative location); Reviews Gizmo will not be responsible for paying any fees associated with your travel or other costs incurred to attend an arbitration hearing; the fees and expenses of any arbitrator(s) will be borne equally by the parties; Indiana law will also apply during any arbitration related to a Dispute.

By using the Services, you affirm, agree, and warrant that any Dispute will be arbitrated or litigated only on an individual basis and will not be consolidated with any other proceedings that involve any claims or controversy of another party, including any class actions.

Governing Law

These Terms of Service and all matters regarding your use of the Services shall be governed by, construed in accordance with, and enforced under the laws of the State of Indiana, without regard to its choice of law principles. Neither the Uniform Computer Information Transaction Act nor the United Nations Convention on Contracts for International Sale of Goods applies and their applicability is expressly excluded.

Limitation on Time to File Claims

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF SERVICE OR THE SERVICES  MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

Waiver and Severability

Reviews Gizmo’s failure to exercise or enforce any right or provision in these Terms of Service shall not constitute a waiver of such right or provision.

If any provision of these Terms of Service is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Service will continue in full force and effect.

Entire Agreement

The Terms of Service, together with any revision, any Additional Terms and Conditions, any terms or conditions incorporated by reference, and if applicable any click-through agreement, constitute the sole and entire agreement between you and Reviews Gizmo with respect to the Services and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect to the Services.

Contact Information

If you have any questions or concerns regarding these Terms of Service or the Site, please contact us.

This Terms of Service is subject to amendment or modification at any time.

*SMS messaging is also commonly referred to as “text messaging” or “texting.”

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